Share Rates

As of 8/1/19

All rates and terms are subject to change without notice.

Share Rates

Account Type Rate APY*
Regular Share Accounts 0.25% 0.25%
Christmas & Vacation Club 0.50% 0.50%
Super Savings Account
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 & above

0.45%
0.60%
0.70%

0.45%
0.60%
0.70%
Money Market Accounts
$10,000.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 & above

0.55%
0.65%
0.75%

0.55%
0.65%
0.75%
IRA Share 1.24% 1.25%

Term Share Certificates

Rates and other terms are subject to change at any time without prior notice. All dividends are calculated by the average daily balance method and paid monthly. A penalty is imposed for early withdrawal.

Terms Account Balance Dividend Rate APY*
6 Months $500 Min. Deposit 0.75% 0.75%
12 Months $500 Min. Deposit 1.49% 1.50%
18 Months $500 Min. Deposit 1.74% 1.75%
24 Months (Special rates, limited time only) $500 Min. Deposit 2.47% 2.50%
36 Months $500 Min. Deposit 2.72% 2.75%

IRA Term Share Certificates

Rates and other terms are subject to change at any time without prior notice. All dividends are calculated by the average daily balance method and paid monthly. A penalty is imposed for early withdrawal

Terms Account Balance Dividend Rate APY*
12 Months $500 Min. Deposit 1.49% 1.50%
24 Months $500 Min. Deposit 1.74% 1.75%
36 Months $500 Min. Deposit 2.47% 2.50%

The APY* assumes that funds remain on deposit at least one full year. A withdrawal will reduce earnings. We use the Average Daily Balance method to calculate dividends on your account.

1. Nature of Dividends: Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. Note: Not applicable for Certificate of Deposit (Term Share) Accounts.

2. Early Withdrawal Penalty for Certificates of Deposit Accounts: We may impose a penalty if you withdraw any of the principal before the maturity date, or the renewal date, if this is a renewable account.

3. Rate Information: The Dividend Rate and APY* on your accounts are set forth above. The APY* is a percentage rate that reflects the total amount of dividends to be paid on an account based on the Dividend Rate and frequency of compounding for an annual period. Withdrawal of dividends or early withdrawal of principal will reduce the APY*. The Dividend Rate and APY* may change at any time.

*APY = Annual Percentage Yield