Routing Number #314978446 | Phone: (361)980-8203

Member Services

At Gulf Coast Federal Credit Union, we offer a wide variety of services to meet the needs of our members.

You can now pay your bills online at your convenience. Our Bill Pay service is easy to set up and is secure.

You can pay your mortgage, credit card bills, utility bills, or other bills with a simple click of the mouse.

CardValet® from Fiserv helps you control your cards through your mobile device, making it easy to set alerts and manage your finances on the go.

It only takes a minute or two to download the CardValet® app from: Apple Store or Google Play

Play it Safe
Payment cards offer both convenience and risk. If your card falls into the wrong hands, your personal accounts are vulnerable. Safeguard your information with CardValet®, the mobile app that lets you deactivate your debit cards against fraud and theft. With CardValet® you can turn your cards on and off while getting real-time alerts to ensure your cards are used only by you.

Budget Conscious
Overspending is easy. Now, sticking to your budget can be too. Take control of your finances by setting spending thresholds, specifying merchant types and turning your cards on and off. Want to spend $100 at the grocery store? Limit your spending at the shoe store? CardValet® empowers you to control your debit card spending in real-time.

Parental Controls
Whether they’re at the local mall or away at college, your kids want to spend money. You’re not their personal ATM, but you do need a way to support their needs, while managing their spending. Enter CardValet®! With convenient features like threshold limits, merchant categories, and location and on/off controls. You decide where, when, and how your children use their payment cards.

You can arrange to have your payroll, Social Security, pension or any other recurring check deposited directly into your Gulf Coast Federal Credit Union checking or savings account. By doing so, you can eliminate the possibility of losing your check and avoid the need to stand in line to cash or deposit it.

For your convenience download our direct deposit form, complete the fields, then print or email the form from your computer. We need to update this form.

Bill Pay allows you to: Suggestions.

  • Make single payments Make one-time payments with ease
  • Schedule recurring payments Set up and manage recurring payments effortlessly.
  • Send payments to an account that you have at another financial institution Transfer funds to accounts at other financial institutions.
  • Send payments to a friend or family member to their account at another financial institution or directly to their home/business address Send payments to friends or family, either to their accounts or other financial institutions or directly to their home/business addresses.
  • Make an unlimited number of payments each month Enjoy the freedom to make as many payments as you need each month.
  • View your payment history Access and review your payment history anytime.

For assistance with Bill Pay please call 877.847.6451 between the hours of 6:00 am and 12:00 am (central standard time) 7 days a week.

Outgoing Wires

Please visit your local Gulf Coast Federal Credit Union branch or call 361-980-8203 to process an outgoing wire transfer.

Be prepared to provide the following information to process your wire:

  • ABA/Routing number for receiving bank
  • Receiving financial institution’s name and address
  • Beneficiary name (person/business receiving funds), address and account number
  • Amount to be wired

Outgoing wire fees are $20.00 for domestic.

Domestic Wire cutoff time is 4:30 PM Central Time.

International wire fees are $30.00.

International Wire cutoff time is 3:00 PM Central Time.

Note: Please confirm the ABA/ routing number and wiring instructions with the receiving institution to ensure accuracy. Incomplete information may cause delays in the wire transfer.  

Incoming Wires

To send a wire to Gulf Coast Federal Credit Union, either visit your local Gulf Coast Federal Credit Union branch or call 361-980-8203 for more information.

Call24, our 24-hour telephone response system allows you to check your account balances and transact business with the touch of a button!

To reach our call 24 system please call 361.980.8297 or 1.800.239.3985

This service allows you to turn your phone into your instant office. You can make payments, money transfers, or even get up-to-the-minute information on your accounts at any time, day or night.

Your time is important to you, and you are important to us. That is why we implemented this convenient and free transaction system.

Regardless of the number of inquiries, Call24 has NO fees for our Gulf Coast FCU Members.

Process your Online Loan Payment by following this link.

Contact for Lost or Stolen Check Card: 800.417.8715

Additional In Branch Services

  • Money Orders
  • Cashier Checks
  • Cash Advances
  • Notary Public Service
  • Financial counselling by Money Concepts (link page) HUGO