Member Services

At Gulf Coast Federal Credit Union, we offer a wide variety of services to meet the needs of our members.

You can now pay your bills online at your convenience. Our Bill Pay service is easy to set up and is secure.

You can pay your mortgage, credit card bills, utility bills, or other bills with a simple click of the mouse.

  • Make one-time payments with ease
  • Set up and manage recurring payments effortlessly.
  • Transfer funds to accounts at other financial institutions.
  • Send payments to friends or family, either to their accounts or other financial institutions or directly to their home/business addresses.
  • Enjoy the freedom to make as many payments as you need each month.
  • Access and review your payment history anytime.

For assistance with Bill Pay please call to (361) 980-8203 between the hours of 8:00 am and 5:00 pm (central standard time) Monday through Friday.

You can arrange to have your payroll, Social Security, pension or any other recurring check deposited directly into your Gulf Coast Federal Credit Union checking or savings account. By doing so, you can eliminate the possibility of losing your check and avoid the need to stand in line to cash or deposit it.

For your convenience download our direct deposit form, complete the fields, then print or email the form from your computer.

Outgoing Wires

Please visit your local Gulf Coast Federal Credit Union branch or call 361-980-8203 to process an outgoing wire transfer.

Be prepared to provide the following information to process your wire:

  1. ABA/Routing number for receiving bank
  2. Receiving financial institution’s name and address
  3. Beneficiary name (person/business receiving funds), address and account number
  4. Amount to be wired

Wire Fee Schedule:

Outgoing Domestic Wire - $20.00

Outgoing International Wire - $30.00

Outgoing wire cut-off times:

Domestic Wires - 4:30 PM Central Time

International Wire - 3:00 PM Central Time

Incoming Wires

To send a wire to Gulf Coast Federal Credit Union, either visit your local Gulf Coast Federal Credit Union branch or call 361-980-8203 for more information.

Incoming wires will be reviewed upon receipt and will be released after they have been thoroughly reviewed and approved.

Note: Please confirm the ABA/ routing number and wiring instructions with the receiving institution to ensure accuracy. Incomplete information may cause delays in the wire transfer.  

Audio Response, our 24-hour telephone response system allows you to check your account balances and transact business with the touch of a button!

To reach our Audio Response system please call 361.980.8297 or 1.800.239.3985

This service allows you to turn your phone into your instant office. You can make payments, money transfers, or even get up-to-the-minute information on your accounts at any time, day or night.

Your time is important to you, and you are important to us. That is why we implemented this convenient and free transaction system.

Regardless of the number of inquiries, Audio Response has NO fees for our Gulf Coast FCU Members.

Process your Online Loan Payment by following this link.

Debit card lost or stolen # 800-754-4128

Debit card member fraud # 855-961-1602

Additional In Branch Services

  • Money Orders
  • Cashier Checks
  • Cash Advances
  • Notary Public Service
  • Financial counselling by Money Concepts