Loan Rates

As of 11/1/19

All rates and terms are subject to change without notice.

Loan Rates

Loan Type APR*
Secured Loans (Vehicles, Boats, Motorcycles, RVs*):
0 - 48 Months
49 - 72 Months
73 - 84 Months
85 - 120 Months
2.99% - 14.00%
3.25% - 15.00%
5.50% - 13.00%
7.95% - 17.95%
Unsecured Loans (Signature):
Up to 60 Months
Line of Credit

9.99% - 17.99%
9.99% - 17.99%

Share Certificate Secured Loans:
Up to 36 Months Share Certificate Rate +2.50%
Share Secured Loans:
0 - 48 Months 6.00%
Land/Lots:
60 - 181 Months 5.00% - 9.50%
Investment Property/$49,999 Cap:
60 - 181 Months 5.00% - 9.50%
Home Equity:
60 - 240 Months 3.50% - 9.75%
Real Estate:
Purchase/Refinance Term
120 - 360 Months
3.25% - 8.00%

Credit Card Rates

Platinum Credit Card
Intro Rate: 4.99% APR* for 6 months
Rate: 7.99% - 13.99% APR*
Classic Credit Card
Intro Rate: 9.99% APR* for 6 months
Rate: 14.99% - 15.99% APR*

Intro and Fixed APRs* listed are the Credit Union’s standard rates. Rates may vary depending on each borrower’s credit history and underwriting factors.

*APR = Annual Percentage Rate