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FAQs

Joining Gulf Coast Federal Credit Union is easy. Simply bring in $7.50 to anyone of our convenient branch locations. $5.00 must stay in the share account (savings) at all times to keep the account open and the $2.50 is a one time membership fee. To open a share draft (checking) you just need $25.00 to open the account, but after that there is no account balance minimum, this is all part of our fee free share draft (checking). You must open a share account to be eligible to have a share draft account.

Yes. Any member of your immediate family can become members.

To add a member you will need to complete a new signature card which you and the joint member sign where indicated. To remove a joint member, the joint member must complete a form requesting removal from the account, or the account can be closed and a new account established.

To notify us of a change in mailing address, telephone number and/or email address, you can call 361.980-8203 or toll-free at 800.881-5991. You can also stop in at any one of our convenient branch locations.

Payroll deduction is an agreement between you and your employer. See your HR department for more information.

Our Member Service Advisors have all the necessary forms. If you wish, they will be happy to fill them in for you. All you have to do is tell them how you want your money distributed and sign your name. We take care of the rest.

Your check stub from your paycheck is your permanent record. Also with online banking or Call 24, you can check your balance at any time.

This service is free to all of Gulf Coast Federal Credit Union members.

First time borrowers need to complete a loan application.

You may apply for a loan as soon as you become a member. There are no membership time requirements for loan qualifying. Non-Members may apply online “if you live, work, worship, or attend school in Nueces, Jim Wells or San Patricio counties.”

At Gulf Coast Federal Credit Union, approval is based on credit history, debt ratio, and ability to repay.