Basic Checking


All the perks, none of the fees!

  • NO Monthly Service Fees

  • NO Minimum Balance

  • Mobile and Online Banking Access

  • Unlimited Check Writing

  • No charge for Direct Deposit

  • No Charge ACH transactions


  • No-fee credit union ATMs at several locations and ATM services via Accel® systems
  • Account access through Personal Link, our online banking system and Call-24, our 24-hour telephone response system
  • Pre-authorized automatic drafts (no charge)
  • Overdraft protection with savings or a pre-approved line of credit
  • Consolidated monthly statements
  • Direct deposit available
  • Wire transfer of funds to an outside account


Avoid the expense and inconvenience of overdrafts with overdraft protection from Gulf Coast Federal Credit Union.

Overdraft protection is available on both of our checking accounts, Basic Checking Account and Power Checking Account, using your savings account or a pre-approved line of credit.

Please see our Fee Statement for any applicable fees, or contact us for more information about our checking accounts.