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Share Rates      

    

As of 5/1/18
All rates and terms are subject to change without notice.

Share Rates
Account Type
Rate APY
Regular Share Accounts
0.25%
0.25%
Christmas & Vacation Club
0.50%
0.50%
Super Share Accounts
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 & above
0.45%
0.60%
0.70%
0.45%
0.60%
0.70%
Money Market Accounts
$10,000.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 & above
0.55%
0.65%
0.75%
0.55%
0.65%
0.75%
IRA Share
1.24%
1.25%
Accounts are insured up to $250,000.00 by the NCUA.

Term Share Certificates
Rates and other terms are subject to change at any time without prior notice. All dividends are calculated by the average daily balance method and paid monthly. A penalty is imposed for early withdrawal.
Terms
Account Balance Dividend Rate Annual Percentage Yield
6months
$500.00 Minimum Deposit .75% .75%
12 months SPECIAL
$500.00 Minimum Deposit 1.74% 1.75%
18 months SPECIAL
$500.00 Minimum Deposit 1.78% 1.80%
24 months SPECIAL
$500.00 Minimum Deposit 2.47% 2.50%
36 months SPECIAL
$500.00 Minimum Deposit 2.95% 2.99%
Accounts are insured up to $250,000.00 by the NCUA.

IRA Term Share Certificates
Rates and other terms are subject to change at any time without prior notice. All dividends are calculated by the average daily balance method and paid monthly. A penalty is imposed for early withdrawal.
Terms
Account Balance Dividend Rate Annual Percentage Yield
12 months
$500.00 Minimum Deposit 1.49% 1.50%
24 months
$500.00 Minimum Deposit 1.74% 1.75%
36 months
$500.00 Minimum Deposit 1.98% 2.00%
Accounts are insured up to $250,000.00 by the NCUA.

 

The APY assumes that funds remain on deposit at least one full year. A withdrawal will reduce earnings. We use the Average Daily Balance method to calculate dividends on your account.

1. Nature of Dividends: Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. Note: not applicable for Certificate of Deposit (Term Share) Accounts.

2. Early Withdrawal Penalty for Certificates of Deposit Accounts: We may impose a penalty if you withdraw any of the principal before the maturity date, or the renewal date, if this is a renewable account.

3. Rate information: The Dividend Rate and APY on your accounts are set forth above. The APY is a percentage rate that reflects the total amount of dividends to be paid on an account based on the Dividend Rate and frequency of compounding for an annual period. Withdrawal of dividends or early withdrawal of principal will reduce the APY. The Dividend Rate and APY may change at any time.