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Loan Rates

Loan Type
Annual Percentage Rates
Secured Loans (Vehicles, Boats, Motorcycles, Recreational Vehicles*):
0 - 48 months
3.15% - 14.50%
49 - 72 months
3.49% - 15.25%
73 - 84 months
4.25% - 8.75%
85 - 120 months
7.95% - 17.95%
Unsecured Loans (Signature):
Up to 60 months
9.99% - 17-99%
Share Certificate Secured Loans:
Up to 24 months
Share Certificate Rate + 2.50%
Share Secured Loans:
0 - 48 months
6.00%
Mortgage/Refinance/Land/Lots
0 - 36 months
3.00% - 8.00%
37 - 60 months
3.50% - 8.50%
61 - 120 months
3.50% - 9.00%
121 - 180 months
4.50% - 10.00%
Home Equity Loans:
0 - 60 months
3.50% - 8.50%
61 - 120 months
4.50% -9.50%
121 - 180 months
5.95% - 10.95%
Line of Credit:
9.99% - 17.99%


(RELATIONSHIP PRICING COULD IMPROVE RATE
)
**(ANNUAL PERCENTAGE RATE ON ALL LOANS)

ALL ABOVE RATES AND TERMS SUBJECT TO CHANGE WITHOUT NOTICE.

*Match or beat competitors rates by a 1% reduction or as low as 4.00% up to 10 years for all new and existing Real Estate Loans
(Verification Required)

 

*1% interest rate add-on for (Investment Property, Non Owner Occupied)

 

*Loans may be amortized up to 30 years with a Balloon Note due at the end of the term.

 

Gulf Coast Federal Credit Union is an equal opportunity lender.